by Dennis H. Doss | Doss Law, LLP On July 1, 2025 California AB 130 became operative law in California. Intended to remedy “zombie loans¹,” it goes further. Formally, it creates California Civil Code Section 2924.13. It targets “subordinate mortgages,” but does not define that term. If property taxes and PACE/HERO liens were included, all mortgages would...

By: Dennis H. Doss | Doss Law, LLP Realtors® are very diligent about clarifying their agency relationships with clients in their written forms. If you have ever opened an offer on a property, the first thing you will see is a disclosure about agency relationships. Like mortgage brokers, real estate agents are allowed to be dual...

Dennis Doss, Doss Law’s Founding Partner, was recently featured in National Mortgage Professional, where he shared his thoughts on California’s newly updated accessory dwelling unit (ADU) laws and their opportunity to build up housing where there’s demand. The article, California ADU Laws Expected To Boost Affordable Inventory, covers how recent changes in California is opening...