by Dennis H. Doss | Doss Law, LLP On July 1, 2025 California AB 130 became operative law in California. Intended to remedy “zombie loans¹,” it goes further. Formally, it creates California Civil Code Section 2924.13. It targets “subordinate mortgages,” but does not define that term. If property taxes and PACE/HERO liens were included, all mortgages would...

The AAPL Conference 2024 wasn’t just another industry event—it was a reality check. Lenders came ready to talk about the challenges and the solutions they need. From fund formation to compliance, the conversations we had were unfiltered and direct. Curious about it? Read on. What Lenders Want After Fund Formation Failures Fund formation is a...

Dennis Doss, Doss Law’s Founding Partner, was recently featured in National Mortgage Professional, where he shared his thoughts on California’s newly updated accessory dwelling unit (ADU) laws and their opportunity to build up housing where there’s demand. The article, California ADU Laws Expected To Boost Affordable Inventory, covers how recent changes in California is opening...