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Default Interest In Light of Honchariw v. FJM Private Mortgage Fund, LLC

What Do You Do Now? November 1, 2022  By: Dennis H. Doss and  Christopher J. Donovan | Doss Law, LLP The commercial lending industry is trying to adjust to life after the California First District Court of Appeal’s decision on September 29, 2022 in Honchariw v. FJM Private Mortgage Fund, LLC.  At least two major loan...

Debt Collection Licensing Act

Are You Now Considered A Debt Collector? October 12, 2022 By: Dennis H. Doss,  Christopher J. Donovan & Stephen “Rusty” Kozak | Doss Law, LLP Overview On September 25, 2020, in furtherance of its constant efforts to protect consumers from unfair or deceptive acts or practices in the collection of consumer debt, Governor Gavin Newsom approved...

Worried About Equity Deterioration?

May 23, 2022 – Dennis H. Doss & Christopher J. Donovan | Doss Law, LLP New additions to Doss Docs: Rebalancing Option–If the LTV climbs above a threshold you set, the borrower has 30 days to make a principal reduction or face an acceleration. Adjustable Rate Options. Rates are not going lower. Auto Pay Option. Be first in line...
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