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Worried About Equity Deterioration?

May 23, 2022 – Dennis H. Doss & Christopher J. Donovan | Doss Law, LLP New additions to Doss Docs: Rebalancing Option–If the LTV climbs above a threshold you set, the borrower has 30 days to make a principal reduction or face an acceleration. Adjustable Rate Options. Rates are not going lower. Auto Pay Option. Be first in line...

AB 948 – New Appraisal Disclosure

May 18, 2022 – Dennis H. Doss & Christopher J. Donovan | Doss Law, LLP Overview As California continues its efforts to combat racism and bias in real estate transactions, real estate appraisers are now in the legislature’s crosshairs.  Approved by Governor Gavin Newsom on September 28, 2021, Assembly Bill (AB) 948 attacks the issue from both ends of...

Private Money Reverse Mortgages

A Unique Doss Law, LLP Loan Document Product May 2, 2022 by Dennis H. Doss & Christopher J. Donovan | Doss Law, LLP As most readers know, reverse mortgages are an extremely popular method for senior citizens to supplement their retirement income, because there are no loan payments during the senior citizen’s lifetime.  The loan balance simply accumulates...
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