Construction Lending Panel Video from the 2025 Lending Conference

Watch the 2025 American Lending Conference construction lending panel video. Risk, budgets, draws, and docs every lender needs to get right.

The American Lending Conference (March 2025) brought together some of the most experienced voices in private lending for a no-nonsense panel on construction lending. Moderated by Class Valuation’s Mark Walzer, the session focused on what lenders actually need to know before funding ground-up construction, rebuilds, or major renovations.

Whether you’re scaling your construction loan offerings or just getting started, you’ll want to bookmark this.

Panel Participants:

  • Dennis Doss – Managing Partner, Doss Law / Doss Docs

  • Mark Walzer – SVP, Class Valuation

  • Marcus Carter – President, La Mesa Fund Control

  • Dave Gray – Vice President, Anchor Loans

  • Mark Cassidy – Chief Valuation Officer, Service 1st

What’s Covered in the Construction Lending Panel Video

Why Construction Lending is a Growing Opportunity

  • Where market volume is shifting

  • New construction trends and housing demand

  • Why this space matters more in a high-rate market

The Economic Climate and Lending Strategy

  • How rates, costs, and materials are impacting loan performance

  • Affordability and pricing pressure

  • What to expect in the year ahead

Risk Management in Construction Loans

  • Why most lenders avoid the space

  • How to build a repeat borrower base

  • Common pitfalls lenders should plan for

Valuation and Land Considerations

  • What to know before financing a rebuild

  • Land risk, location timing, and environmental red flags

  • Ground valuation best practices

Core Risks Lenders Need to Watch

  • Poor budget quality and disbursement issues

  • Contractor reliability

  • Time overruns and funding gaps

Construction Budgets: What Makes or Breaks the Deal

  • Real examples of good vs. bad budgets

  • How vague line items cause draw delays

  • Why budget accuracy drives project outcomes

Appraisals and As-Completed Value

  • What appraisers need to do their job right

  • Common valuation misses

  • Budget and spec alignment with appraisal logic

Draw Schedules and Disbursement Risk

  • How poor draw management can wipe out profit

  • Legal risk and verification blind spots

  • Best practices from fund control experts

Technology vs. Manual Oversight

  • Where tech helps and where it fails

  • Photo verification, inspections, and transparency tools

  • How to combine automation with proper controls

Structuring Construction Loan Docs

  • Why strong docs matter more in construction

  • Mechanics liens, title insurance, and priority risk

  • The importance of assignments, reserves, and GC contracts

Final Takeaways from the Panelists

  • What experienced lenders always double-check

  • How to think about repeat business, draw controls, and borrower vetting

  • The cost of not planning ahead

Audience Q&A: Title and Rebuild Risk After Disasters

  • Title insurance issues with fire-damaged lots

  • How toxic ground impacts valuation and rebuild plans

  • What lenders should confirm before funding a rebuild

Full Transcript

Want the full transcript? Check it out here.

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