by Dennis H. Doss | Doss Law, LLP On July 1, 2025 California AB 130 became operative law in California. Intended to remedy “zombie loans¹,” it goes further. Formally, it creates California Civil Code Section 2924.13. It targets “subordinate mortgages,” but does not define that term. If property taxes and PACE/HERO liens were included, all mortgages would...

Dennis Doss, Doss Law’s Founding Partner, was recently featured in National Mortgage Professional, where he shared his thoughts on California’s newly updated accessory dwelling unit (ADU) laws and their opportunity to build up housing where there’s demand. The article, California ADU Laws Expected To Boost Affordable Inventory, covers how recent changes in California is opening...

by Logan Hastings, Esq. | Doss Law, LLP |  Can You Make a Business Purpose Loan on a Primary Residence in Texas? Texas homestead protections are unique for homeowners seeking to obtain home loans. Its “homestead” protections are embedded in its Constitution and are among the most restrictive in the U.S. In this article, we will explore those...