Stephen “Rusty” Kozak



(949) 346-9988



Stephen “Rusty” Kozak is an associate attorney at Doss Law, LLP.  Prior to joining Doss Law, Mr. Kozak worked as a transactional attorney specializing in all facets of both real estate and corporate transactions.  Mr. Kozak started his legal career in litigation where he focused on real estate and business civil matters.  Prior to entering the legal field, Mr. Kozak worked as a Real Estate Specialist at a top luxury brokerage firm where he assisted in the representation of multiple types of entities and individuals in processing a broad spectrum of real estate transactions ranging from residential purchases to complex land acquisitions slated for development.

Areas Of Practice

Loan Documentation
Documentation of Simple to Complex Business Purpose Loans & Loans Secured by Commercial Real Estate
Fund Formation and Compliance
The Largest Fund Creator in California
Hard Money Lender Representation & Private Money Lender Representation
Licensing, Compliance, and Reporting
Architects of Mortgage Pools, Real Estate Funds, REITS, and Opportunity Zone Funds
Department of Real Estate Defense and Department of Financial Protection and Innovation Defense
Consumer Credit


Chapman University Dale E. Fowler School of Law

LL.M. Business Law

Hofstra University Maurice A. Deane School of Law


University of San Diego

B.B.A. Business Economics

Programs And Affiliations

California State Bar

Passed Bar Exam – Became Licensed to Practice Law – 2017

Orange County Bar Association

To Enhance the System of Justice, To Support the Lawyers Who Serve It, and To Assist the Community Served By It.

California Mortgage Association

Education, Advocacy and Resources For Private Money Lenders.

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