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Private Money Reverse Mortgages

A Unique Doss Law, LLP Loan Document Product May 2, 2022 by Dennis H. Doss & Christopher J. Donovan | Doss Law, LLP As most readers know, reverse mortgages are an extremely popular method for senior citizens to supplement their retirement income, because there are no loan payments during the senior citizen’s lifetime.  The loan balance simply accumulates...
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Often Overlooked Consumer Loans for Private Money

September 25, 2018 by Dennis H. Doss & Christopher J. Donovan | Doss Law, LLP We have written many times about consumer bridge loans and the exemption they enjoy from the scary and potentially litigious Ability to Repay (“ATR”) rule embodied in Dodd-Frank.  That rule is embodied in the federal Truth-in-Lending Act (“TILA”) and Consumer Financial Protection...
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Owner-Occupied Construction Loans by Private Money Lenders

by Dennis H. Doss | Doss Law, LLP Like consumer bridge loans, consumer ground-up construction loans fit the private money model like a glove. They are short-term, usually one year or less, the borrowers are typically creditworthy and the yields are in the double digits. Banks and other mortgage lenders have and will capture a large part...
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