Posts By:
Christopher Donovan

Loan to Business Entity Homeowner Struck Down

By: Dennis H. Doss and Christopher J. Donovan Doss Law, LLP As most readers know, loans to business entities, such as corporations and limited liability companies, are exempt from nearly all consumer protection statutes, including the Federal Truth-in-Lending Act, Real Estate Settlement Procedures Act, Safe Act and California High Cost Law contained in Financial Code […]

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Mortgage Debt Is Now Regulated Under California’s Consumer Debt Collection Law

November 22, 2019 Dennis H. Doss Christopher J. Donovan Doss Law, LLP Recent legislation signed into law will affect mortgage lenders, servicers, brokers and attorneys who seek to collect mortgage debt from California consumers. In 1977, Congress enacted the Fair Debt Collection Practices Act (“FDCPA”) to “eliminate abusive debt collection practices by debt collectors, to […]

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Often Overlooked Consumer Loans for Private Money

September 25, 2018 Dennis H. Doss Christopher J. Donovan We have written many times about consumer bridge loans and the exemption they enjoy from the scary and potentially litigious Ability to Repay (“ATR”) rule embodied in Dodd-Frank.  That rule is embodied in the federal Truth-in-Lending Act (“TILA”) and Consumer Financial Protection Bureau regulations.  But there […]

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DRE Withdraws its Attack on Owner-Occupied Business Purpose Loans

September 9, 2019  Dennis H. Doss    Christopher J. Donovan Doss Law, LLP is pleased to announce that on September 6, 2019, the California Department of Real Estate agreed to: A.  Dismiss all charges, fines and audit expenses against KS Capital and Bobby Kashani, completely clearing their names; B.  Publish an article on its website (see […]

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